Tyler L. Gaynes
Commercial Insurance & Risk Advisory
Hands-on commercial insurance and risk management guidance for businesses from approximately $5 million in revenue to multi-billion-dollar operations. A robust team supports complex coverage, risk-transfer, claims, and retained-risk decisions across the United States and globally. Holds a bachelor's degree in risk management and insurance from Georgia State University.
I'm thankful for every client, and for every deal that becomes family and friends. I treat their dollars as if they were my own, and I work that way until we come to what is best for that renewal.
Industry Perspective
Risk advice grounded in how the business actually operates.
Private Equity & M&A
Diligence, portfolio consistency, management liability, transactional risk, and integration planning.
View industry considerationsContractors & Construction
Contractual risk transfer, project-specific programs, casualty severity, and workforce exposures.
View industry considerationsHealthcare Organizations
Professional liability, privacy, patient safety, regulatory response, and workforce risk.
View industry considerationsManufacturing & Distribution
Property, product, supply-chain, fleet, workforce, and claim-heavy operations.
View industry considerationsHabitational Real Estate
Portfolio property, premises risk, vendor contracts, catastrophe exposure, and retained risk.
View industry considerationsStructural integrity
for the balance sheet.
A sophisticated approach to middle-market risk demands rigorous analysis, vigilance on coverage language, and an unwavering commitment to loss prevention.
Read full philosophyCoverage Review
Meticulous analysis of commercial policies to identify latent vulnerabilities and align terms with operational reality.
Policy Structuring
Engineering scalable insurance programs that bridge hidden gaps and support aggressive enterprise growth.
Claims Management
Building the claim narrative and quantifying loss to confidently navigate complex negotiations with carriers.
Loss Prevention
Elevating risk mitigation from compliance to strategy, with attention to loss frequency, severity, and operational resilience.
98%
Client Retention
Relationships first. Everything else follows.
Organizations brought into this insurance family have stayed 98% of the time. That kind of retention is not won at the renewal table—it is earned by showing up in difficult claim years as consistently as in clean ones, and by treating every client relationship as the engagement's real deliverable.
Perspective & Insight
Professional commentary on navigating complex claims, bridging coverage gaps, and implementing strategic loss prevention frameworks.